What does the One Big Beautiful Bill do for real estate?
One of the most significant highlights of this bill for real estate investors is that 100% bonus depreciation is now permanent. This effectively allows investors to write off the full value of qualifying property components in the first year of ownership, rather than depreciating those deductions over 5, 15, 27.5, or 39 years.
When combined with a cost segregation study and material participation, this strategy can generate substantial “paper losses” that increase cash flow while reducing taxable income, including the ability to offset W-2 income when structured properly.
This legislation gives everyday real estate investors access to powerful tax strategies historically reserved for high-net-worth individuals and institutional investors, making real estate investing one of the most effective vehicles for accelerated wealth building and tax reduction. Simply put, it delivers more cash flow, greater tax savings, and faster wealth creation.
Tax Strategy # 1 - The Short-Term Rental Loophole
Under the Tax Reform Act of 1986, the IRS generally treats rental real estate activities as passive. As a result, for most taxpayers with ordinary income—such as W-2 wages or 1099 earnings—passive losses cannot be used to offset ordinary income.
However, the tax code includes important exceptions that allow certain real estate activities to generate non-passive losses that can offset ordinary income. Two of the most notable exceptions are qualifying for Real Estate Professional Status (REPS) and leveraging the Short-Term Rental (STR) exception, often referred to as the Short-Term Rental Loophole. When structured correctly, these strategies allow real estate investors to use depreciation and other deductions to dramatically reduce—or even eliminate—taxable income.
To illustrate how powerful this can be, consider a married couple filing jointly and earning $150,000 per year. By purchasing a properly structured short-term rental, it is possible to legally reduce their taxable income to $0. Imagine both spouses receiving a refund at tax time for all of the federal income taxes withheld from their paychecks throughout the year—that’s the real-world power of the Short-Term Rental Loophole.
Tax Strategy # 2 - Real Estate Professional Status (REPS)
Did you know that if you work part-time—or if your spouse does—you may be sitting on one of the most powerful tax opportunities out there? With the right structure and participation, you may be able to qualify as a Real Estate Professional (REPS), allowing rental property losses (especially from depreciation and cost segregation) to offset all types of income, including W-2 wages. That means the same income projections and tax deductions that high-earning STR investors enjoy could also be available to you—without needing a massive portfolio.
Imagine building wealth through real estate, enjoying potential tax savings, and watching your refund grow, all while creating a business you control. Your everyday efforts in managing your rentals can suddenly become a tax advantage AND a wealth-building engine. When one spouse has the flexibility to qualify for REPS, the entire household can benefit—now that’s teamwork working in your favor!
Tax Strategy # 3 - Partner With YOur Retirement Funds
Did you know you can purchase real estate investments with your 401(k), IRA, HSA, and other retirement accounts? Many people don’t—largely because most custodians and trustees are not set up to support real estate transactions. Their business models and fee structures are built around traditional securities such as stocks, bonds, and mutual funds, which are easier for them to administer and monetize.
Through our partnership with Turbo Charge IRA LLC, we can help you seamlessly roll over your retirement funds to a self-directed trust custodian that allows real estate investments. We’ll also guide you in structuring deals so you can partner your personal funds with your retirement accounts—or even co-invest with friends, family, or other investors—while staying fully compliant with IRS rules.
PROPERTY QUICK SEARCH
Residential
Residential Income
Residential Income
Residential properties are generally single-family homes used as primary or secondary residences.
Residential Income
Residential Income
Residential Income
Residential income properties typically encompass single-family rental homes as well as multi-family including duplexes, triplexes, and quadruplexes.
Commercial
Lots and Land
Lots and Land
Commercial properties generally encompass multi-family buildings with five or more units. apartment buildings, office buildings, retail spaces, warehouses, restaurants, mixed-use developments, commercial land, and more.
Lots and Land
Lots and Land
Lots and Land
Lots and land typically include residential and commercial properties such as subdivision plots, commercially zoned land, parcels primed for real estate development, as well as agricultural land, farms, and potential billboard sites.
Attention Renters: Stop Throwing Money Away on Rent!
Turbo Charge Your Path to Homeownership
- We’ll help you find the perfect home.
- We’ll match you with an investor who will purchase the property for you.
- We’ll draft a custom lease agreement that gives you the exclusive right to buy the home anytime within a 2-year period.
- Build credit and equity while you rent—with the flexibility to buy when you’re ready.
- When you purchase, a portion of the home’s appreciation will be credited to you at closing—usable for down payment or closing costs.
Attention Investors: Unlock Passive Income and Long-Term Growth
Earn reliable rental income and benefit from long-term appreciation. We’ll manage the property for you, so all you do is collect the checks. Let us handle the process—tenant screening, lease drafting, and full-service management—while you build wealth through real estate.
INVESTING IRA, 401(K), 403(B) AND OTHER PLANS IN REAL ESTATE
Invest in real estate with a Self-Directed IRA LLC
Through our partnership with Turbo Charge IRA LLC, we've teamed with a leading Self-Directed IRA (SDIRA) custodian that specializes in real estate investments with retirement funds. We'll help you set up a Traditional and/or Roth SDIRA account, allowing you to transfer or rollover funds from existing retirement accounts, including Traditional and Roth IRAs, 401(K)s, 403(B)s, and more.
The IRS permits retirement funds to be invested in various assets, including beach rentals, single-family and multi-family homes, apartment buildings, office spaces, marinas, international properties, hard money loans, and more. With the right structure, we’ll guide you on how to combine your retirement funds with personal and external funds for larger, potentially more lucrative investments.
SELL YOUR HOUSE AND RENT IT BACK for AS LONG AS YOU WISH
Introducing our Home Sale Leaseback Program
Attention Home Sellers: Take advantage of today's high real estate values by selling your home and renting it back for as long as you want, with a minimum one-year lease. Perfect for homeowners that have built up equity, this program lets you unlock your home’s value while staying in the place you love.
Attention Investors: This program offers a proven income stream for investors coupled with asset appreciation. We can also manage the asset for you, so all you have to do is collect a check!